Loan Operations Analyst JP Morgan Bengaluru 2025
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About JP Morgan and Chase
JP Morgan and Chase maintains a strong global leadership position in asset management, investment banking, commercial banking, and numerous other services. The firm has a noticeable presence in India, especially in Bengaluru, where it maintains an vibrant and welcoming workplace for people from different professions.
Position Summary – Loan Operations Analyst
As a Loan Operations Analyst, you will oversee the entire process of syndicated and bilateral loans, including managing data integrity and performing complex operations such as loan booking, repayment, rollover, setting interest rates, and closing loans. You will also interface with the front office, clients, internal risk teams, and external parties. Whether you are a recent graduate or have 1-3 years of work experience, this position gives you an opportunity for a long, well-defined career path in an structured financial operations environment.
Roles & Responsibilities
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Process and manage corporate loan transactions from start to finish
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Monitor and manage drawdowns, rollovers, repayments, and interest calculations
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Updating payment calendars and loan schedulers
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Maintaining records in internal databases
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Overseeing front and back office departments, as well as legal, risk, compliance, and other stakeholders
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Collaborate with other departments to achieve deadlines within specified SLAs
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Manage discrepancies in data accuracy and perform reconciliation
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Internal audits and regulatory compliance documentation
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Prepare and maintain records for internal audits as well as regulatory compliance documentation
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Maintain structured SLAs and TATs
Eligibility Criteria
Qualification and Experience:
B.Com / BBA / B.Sc / B.E / MBA (in Finance) / M.Com with 0–3 years in finance operations, loan servicing, or accounting
2022 / 2023 / 2024 / 2025
Location: Bengaluru (onsite/hybrid as per team)
Skills Required
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Basic knowledge about loans, interest rates, and amortization
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Familiarity with financial terms, LIBOR, SOFR, principal, and accruals
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Knowledge and experience with MS Excel, formulas, VLOOKUP, Pivot Tables
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Strong verbal and written communication for client and team interaction
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Competitiveness and attention to detail
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Ability to perform well in time-bound contexts and fast-paced environments
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Preferred Qualifications
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Internship or any work experience with BFSI, NBFC, or shared service centers
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Familiarity with Loan IQ, ACBS, Finastra, and other relevant tools
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Educated in Investment Banking or Corporate Lending
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Knowledge of credit risk, compliance regulations, and internal controls
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Familiarity with Swift messaging systems and Payment systems
Work Location & Shift Details
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Location: Bengaluru, Karnataka
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Model: Work From Office / Hybrid
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Shifts: General or Rotational (team dependent)
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Week-offs: Saturday-Sunday or rotational
Salary and Benefits
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Salary Range: ₹4.5 LPA – ₹8.5 LPA
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Additional Benefits: Performance bonus, Provident Fund, Gratuity, Health and Life Insurance, Paid Time Off (PTO), Annual appraisal, internal learning programs
Career Progression
Start your journey as a Loan Operations Analyst and grow into:
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Senior Loan Analyst
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Loan Servicing Specialist
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Team Lead – Lending Operations
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Assistant Manager – Loan Operations
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Manager – Investment Banking Operations
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Vice President – Corporate Lending Ops
Application Instructions
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Visit: careers.jpmorgan.com
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Search: “Loan Operations Analyst – Bengaluru”
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Click Apply and create your account
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Upload your resume and complete the application form
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Track your application status online
Interview Procedure
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Stage 1: Application Screening
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Stage 2: Online Aptitude and Excel Test
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Stage 3: Technical Interview – Finance + Process Overview
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Stage 4: Management Interview – Situational Assessment
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Stage 5: HR Round – Compensation, Shift, Notice Period
FAQs
Q1: Is this position available for freshers?
Yes, candidates with fresh internships in finance are encouraged to apply.
Q2: What are the working hours?
General shifts but flexibility is required.
Q3: May I apply from locations outside Bengaluru?
Yes, but relocation is necessary after onboarding.
Q4: Is there a need for specific technologies?
Knowledge of Excel, Loan IQ, and interest-related terms is beneficial but not mandatory.
You May Be a Great Fit If:
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You hold a degree in Finance, Commerce, or Economics
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You are proficient in number crunching and documentation
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You enjoy processing, reporting, and regulatory compliance
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You want to build a career in a multinational banking corporation
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You have a keen eye for detail in handling client data
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You seek structured growth and professional advancement in finance
In-Depth: What is a Loan Operations Analyst?
A Loan Operations Analyst is a professional who oversees post-approval activities for various loan products. For instance, at JP Morgan, this involves timely and accurate release of funds, interest fee assessment, documentation, and adherence to both internal and external regulations. This position is vital in the administration of syndicated loans, bilateral lending, investment banking support, and corporate finance activities.
Key Responsibilities of a Loan Operations Analyst
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Set up and fund loans
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Update interest rates (SOFR, LIBOR, MCLR, EBLR)
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Closing a deal and its coordination
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Tracking collateral
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Overusing loan balance
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Tracking loans
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Audit-ready documentation
Related Roles JP Morgan May Hire For
These positions commonly associated with or nearby to Loan Operations Analyst include:
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Credit Analyst
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Investment Banking Operations Associate
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Treasury Analyst
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Financial Documentation Officer
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Credit Risk Operations Analyst
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Portfolio Servicing Coordinator
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Settlement and Clearing Analyst
You May Work on These Tools and Platforms
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Bloomberg Loan Platform
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SWIFT payment systems
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Workday (internal HR platform)
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JP Morgan internal workflows and dashboards
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Oracle Financials
Systems You’ll Become Proficient With
Candidates frequently become proficient with leading systems in finance:
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Loan IQ (Finastra)
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ACBS (Automated Commercial Banking System)
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ClearPar
Common Concepts You Should Know Before Applying
Learning these concepts will assist you in the interview:
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Grace period and moratorium
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Loan tenure vs repayment period
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Repayment modes (EMI, bullet, balloon)
The Ideal Candidate Must
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Master’s in Commerce with specialization in Finance targeting multinational companies
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Engineering graduates curious about the banking back office or finance technology
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Recent graduates in commerce with an overview of finance
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BPOs, BFSI applicants who have completed internships at banking institutions or at loan servicing firms
Apply now: Loan Operations Analyst
Conclusion
If you are a fresher or you have up to 3 years of experience in banking, the Loan Operations Analyst position at JP Morgan & Chase in Bengaluru gives you a chance to step into international finance. This position provides tremendous learning and growth opportunities in banking.
Take advantage of this chance to join a top-tier investment bank. 2025 is just around the corner — get started with JP Morgan India.
